Free calculator
International Payment Fees Calculator
See exactly how much PayPal, Wise, and Payoneer take out of an international payment — and which one actually leaves you with the most money.
Fee estimates — actual rates vary by country and currency route. Check each provider's current pricing page before relying on this for a real decision.
Sign up with the provider that fits
Compared the fees above? Open an account with whichever service leaves you with the most on your typical payment size.
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Why fee comparisons matter
A 3% difference on a $2,000 client invoice is $60 gone — every month, that adds up. PayPal, Wise, and Payoneer all structure fees differently: some charge a flat percentage, others add fixed fees plus conversion spreads. The cheapest option depends on your payment size and currency route.
Adjust the fee assumptions above to match your country pair, then slide the payment amount to see which provider wins at your typical invoice size.